Will My Insurance Cover Raccoon Damages?

One of the first thoughts that come to mind upon discovering a raccoon infestation in your home is, “how much is this going to cost me?” And this comes as no surprise considering raccoons are capable of producing a significant amount of damage in a very little amount of time. Accordingly, this question is often followed by an inquiry about homeowners’ insurance. Many victims of raccoon damage want to know if their insurance policy covers animal damages, and if so, to what extent. If you are asking yourself these same questions, continue reading to learn more about insurance coverage and raccoon damages.

Raccoon Removal and Control 502-553-7622

Raccoon Removal and Control 502-553-7622

Rodents Excluded

In most cases, homeowners’ insurance will cover raccoon damages. But they may not cover the total cost. Depending on the policy you have and its deductible, your out-of-pocket cost for raccoon cleanup and property restoration will vary. What these policies do not commonly cover are insect and rodent damages, such as termites, bed bugs, mice, rats, and other vermin.

Your best option is to contact your homeowners’ insurance carrier to discuss the specific details in your policy and learn what you are covered for and to what extent. They will also guide you through the claim process and ensure all your questioned are answered.

Insurance-Compatible Raccoon Removal

You can ask your insurance provider for a list of insurance-compatible wildlife control companies in your vicinity. You may also just call around yourself and find a raccoon removal company who is insurance claim compliant. Be sure to choose a company with extensive experience, as well as, proper licensing and insurance, for best results.

Louisville Raccoon Removal

Call 502-553-7622 for prompt and professional raccoon removal and cleanup service in Louisville, Kentucky and its surrounding locations. We are DNR licensed and insured wildlife control specialists that specialize in raccoon removal services. Our teams of highly trained and experienced raccoon control technicians only use safe and humane methods to get rid of raccoons in Louisville. Call 502-553-7622 to request a free estimate for Louisville raccoon removal, today.

Six Reasons Why a Baby Raccoon Might Be Orphaned

It is common, especially in the springtime, to come across an orphaned baby raccoon or raccoons. In the months of March, April, and May, mother raccoons are generally birthing their young pups since the weather is warming up and the likelihood of survival is higher. However, during this time, people who live near forests or wooded areas might find a baby raccoon that seems to be lost from its colony and its mother.

If you ever spot an orphaned or baby raccoon on or around your property, contact a local raccoon removal service right away. Never attempt to touch, capture, trap, or hold a baby raccoon. They could be infected with contagious diseases, or not orphaned from their mother at all. It requires the licensing, permits, training, and proper resources of a professional to safely and humanely remove raccoons, orphaned or not. Continue reading to learn why you might have seen a baby raccoon without its mother, and the most common reasons why raccoon pups become orphaned to begin with.

Raccoon Pups

Raccoon pups are very small in their first few weeks of life. In fact, they are born with their eyes still shut. Even when their eyes open for the first time, they are still not un-weaned from their mother’s milk. They are irresistibly adorable and cute-looking, which is why many raccoon pups are kidnapped from their natural habitat and made to be house pets for people who do not understand the importance of raccoons living in their own environment. Just because a baby raccoon is not with its mother does not always mean it is abandoned. Once baby ‘coons open their eyes, they begin to wander out with their mother while she hunts for food. If the mother takes a detour, or goes somewhere the baby cannot, it may look like the pup is alone or abandoned, but they are simply waiting for their mother to return from her duties. Keep this in mind next time you spot one and feel the urge to take it home. Don’t do it!

Here are the 6 most common scenarios of why raccoon pups are orphaned, abandoned, or alone:

1. Family Dog Finds it and Decides to Bring it Home

2. Mother is Missing, Dead, Trapped, or Gone

3. The Den Site Was Destroyed or Disrupted

4. Mother is on the Move (either for food or from predators) and Open-Eyed Baby is Waiting for Her Return

5. Den Site is Too Warm During the Day and Pups Need a Breather

6. Predators Found the Den Site and Baby Pup Managed to Escape or Left Behind

Contact a local Louisville Raccoon Removal company for safe and humane raccoon control services. They can remove baby raccoons and relocate them to a faraway and safer habitat. They retain the proper tools, licenses, and training to perform any raccoon removal and control service for residential and commercial properties.

Raccoon Removal Louisville Kentucky

Call 502-553-7622 for prompt, safe, and humane raccoon removal in Louisville, Kentucky. We are highly trained and licensed wildlife removal contractors that specialize in raccoon control. We offer a wide range of services, from raccoon cleanup to minor attic renovations and repair, raccoon-proofing, and more. Call 502-553-7622 for a free estimate regarding raccoon removal and control in Louisville, KY today.

Raccoon Damage Solutions

Raccoons can cause an alarming amount of damage inside and around residential and commercial properties.  Their nesting, breeding, and feeding all cause structural damages to attics, crawl spaces, porches, garages, roofs, and more.  The accumulation of their urine and droppings saturate and destroy insulation, sheet-rock, dry wall, and any stored items in the area.  This can also cause noticeably unpleasant odors. 

Also, raccoons are known to chew through electrical wiring, cables, and other items they intend to use for nesting and burrowing.  Raccoons can be quite a nuisance and their damages can devalue your property.  It is no question that raccoons are not intended to live among us in our homes, barns, garages, sheds, or anywhere else that we value. The question is:  Who takes care of the mess, debris, and damage once they are removed from the property?

A Licensed Raccoon Removal Company

There will certainly be structural damages to any space raccoons nest in; and the degree of damage depends on the length of time spent nesting.  As far as the structural damage goes, you can easily call any self-employed contractor, or even a general home repair and restoration company to restore your damaged property; however, the key to getting the best deal all-around is hiring an industry specific company.  A full-service licensed raccoon removal company can provide all these services, and more, at a more affordable cost than general contractors or home repair companies.

Their knowledge is raccoon specific, they have years of experience specifically repairing damages caused by raccoons, and a true  professional raccoon removal company can work side-by-side with your home owners’ insurance company to get everything covered before starting the project.  A professional raccoon control company can go in and clean up the raccoon mess, then sanitize the area and prepare it for restorations.  They can then repair and replace all the soiled sheet-rock and drywall, torn insulation, chewed electrical wiring and foul odors.  A licensed raccoon removal company is the solution to raccoon damage.

For more information on raccoon damage and restorations, call our professional Kentucky raccoon control specialists at 502-553-7622.  We are fully licensed and insured with over 15 years of experience repairing damages caused by raccoons.  To learn more about raccoon control, visit our Louisville Raccoon Removal website anytime.