Will My Insurance Cover Raccoon Damages?

One of the first thoughts that come to mind upon discovering a raccoon infestation in your home is, “how much is this going to cost me?” And this comes as no surprise considering raccoons are capable of producing a significant amount of damage in a very little amount of time. Accordingly, this question is often followed by an inquiry about homeowners’ insurance. Many victims of raccoon damage want to know if their insurance policy covers animal damages, and if so, to what extent. If you are asking yourself these same questions, continue reading to learn more about insurance coverage and raccoon damages.

Raccoon Removal and Control 502-553-7622

Raccoon Removal and Control 502-553-7622

Rodents Excluded

In most cases, homeowners’ insurance will cover raccoon damages. But they may not cover the total cost. Depending on the policy you have and its deductible, your out-of-pocket cost for raccoon cleanup and property restoration will vary. What these policies do not commonly cover are insect and rodent damages, such as termites, bed bugs, mice, rats, and other vermin.

Your best option is to contact your homeowners’ insurance carrier to discuss the specific details in your policy and learn what you are covered for and to what extent. They will also guide you through the claim process and ensure all your questioned are answered.

Insurance-Compatible Raccoon Removal

You can ask your insurance provider for a list of insurance-compatible wildlife control companies in your vicinity. You may also just call around yourself and find a raccoon removal company who is insurance claim compliant. Be sure to choose a company with extensive experience, as well as, proper licensing and insurance, for best results.

Louisville Raccoon Removal

Call 502-553-7622 for prompt and professional raccoon removal and cleanup service in Louisville, Kentucky and its surrounding locations. We are DNR licensed and insured wildlife control specialists that specialize in raccoon removal services. Our teams of highly trained and experienced raccoon control technicians only use safe and humane methods to get rid of raccoons in Louisville. Call 502-553-7622 to request a free estimate for Louisville raccoon removal, today.